Be the best buyer you can be!
The importance of speaking with a mortgage rep or broker, and getting a pre-approval cannot be stressed enough.
In fact, it should be one on the 1st things you do, if not the very 1st thing. This is assuming that you have a general Idea on where you want to buy. Your desired location’s property taxes are a factor when it comes to pre-approvals.
I do meet buyers every now and then that want to find their house first, then get a pre-approval. This usually does not work out. Learning that a house that you like is not in your price range can be demotivating and delay you in accomplishing what you want.
Even worse is finding a house, getting pre-approved for the price but since you needed a day or two to get everything together another buyer submitted an offer and it was accepted.
A pre-approval cost you nothing.
What you get in return is tremendous.
Ultimately you are a better buyer, an educated buyer.
Buying a house is not an easy feat. Getting a pre-approval first or early is the best way to set you up for success.
Posted by Jason DeBarberie on
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