Found 2 blog entries tagged as mortgage.

Hey Folks, 


Steven Lartiga-My Awesome Realtor here, with a new way to communicate to you all. I was going to wait until the new year but why wait when we can do it now. Well it's already December, and it feels like this year went by so fast. We have seen many phases of the market over the last 5 years, from not so much demand, to unrealistic levels. Homes have appreciated much faster and higher than ever before and they're only continuing to get higher. The real estate market has been great to those who have bought before 2020, as many got their homes with not only a great market price at the time, but also a low interest rate. We have seen interest rates go from 4 percent to 2.5 percent back in 2020, to now 7.5-8% in 2023. So when they say real…

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Be the best buyer you can be!

The importance of speaking with a mortgage rep or broker, and getting a pre-approval cannot be stressed enough.

In fact, it should be one on the 1st things you do, if not the very 1st thing.  This is assuming that you have a general Idea on where you want to buy.  Your desired location’s property taxes are a factor when it comes to pre-approvals.

I do meet buyers every now and then that want to find their house first, then get a pre-approval. This usually does not work out. Learning that a house that you like is not in your price range can be demotivating and delay you in accomplishing what you want. 

Even worse is finding a house, getting pre-approved for the price but since you needed a day or two to get…

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